When considering income protection insurance in Australia, it's essential to determine how much coverage you really need. A common starting point is to aim for 80% of your annual income. Keep in mind, this is just a general recommendation. Your individual requirements will certainly determine the suitable amount of coverage. Consider factors like

Total Permanent Impairment (TPD) is a legal term that describes a state where an individual experiences a severe injury or illness resulting in the inability to perform duties for an indefinite period. This concept often varies somewhat across jurisdictions, with specific criteria specifying what constitutes TPD. To be eligible for TPD benefits, in